Medical health insurance policy is also known as mediclaim in India. There are numerous companies offering Mediclaim in India.
As medical costs soar medical treatment expenses are now becoming a common cause of anxiety not only for the poor but also for middle class people in India.
A health insurance or mediclaim insurance policy covers you and your family members against sudden medical contingency.
Your health or mediclaim insurance policy is an agreement between you and the insurance company.
Medical insurance cover is a hospitalisation charges and repayment of the medical expenses.
The insurance company charges you a Premium (usually on a yearly basis) to cover you against the risks.
The insurance company agrees to cover the cost of certain benefits listed in your policy.
Sometimes, it covers not only the expenses incurred during hospitalization but also the pre and post-hospitalization expenses.
So protect yourself by taking a medical insurance. It will be helpful to your family too.
There are different types of medical insurance are available in India like Individual Medical Insurance, Group Medical Insurance and Overseas Medical Insurance.
Here is a list of common insurance companies offering medical insurance in India.
Apollo DKV Insurance Company Limited.
Bajaj Allianz General Insurance Company Limited
Cholamandalam MS General Insurance Company Limited
Future Generali India Insurance Company Limited
HDFC General Insurance Company Ltd.
ICICI Lombard General Insurance Limited.
IFFCO Tokio General Insurance Company Limited
Max New York Life insurance Co. Ltd.
National Insurance Company Limited
New India Assurance Company Limited
Oriental Insurance Company Limited
Reliance General Insurance Company Limited
Royal Sundram Alliance Insurance Company Limited
Star health and Allied Insurance Company Limited
TATA AIG General Insurance Company Limited.
United India Insurance Company Limited
Universal Sompo General Insurance Company Limited
